How To Get The Best Insurance For The Best Price

The goal of an insurance professional should be to provide the best protection for the best price possible.

While more frequent severe weather and higher repair prices are causing insurance claim costs to soar, customers can get competitive prices and save money by bundling home and auto insurance. This leads to a commonly asked question, “How can I reduce the cost of my homeowners insurance?”

The answer is simple: review your policy with your agent. An agent can advise you on important coverage decisions, answer any questions, and help simplify your experience. They can help you find available discounts and deductibles, and they can guide you through the homeowners claims process.

A multiple policy discount for bundling your home and auto insurance together provides significant savings to both policies. Newer roofs and protective devices, such as alarm systems, can also lead to reduced premiums.

The deductible is your out-of-pocket cost in the event of a claim. Many homeowners instinctively want a low deductible. However, a higher deductible will reduce the cost of the policy.

Each situation is different, and customers can decide whether they want to file a claim. Schedule a review with a local licensed insurance professional to make sure you are receiving the best protection for the best price.

Alex Schwab is a third-generation insurance professional representing Allstate Insurance.

Schwab Insurance Agency is located at 517 Benfield Road, Suite 202, in Severna Park and may be reached at 410-255-3200.

Insurance coverage and discounts are subject to terms, conditions and availability, which may vary by state. Discount amounts and potential savings will vary.